What the term “personal finance” is missing
We often hear how “personal finance is personal,” but what about when it really isn’t just personal?
The term “personal finance” (and much of the advice around it) tends to assume individual control. Things like spending, saving, and earning, and the assumption that our choices will only affect us or our immediate household.
But what about when our finances are also deeply impacted by intergenerational models of wealth, perceptions of race, and other systems out of our control?
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